Revision 1

Overview

Burglar events are random occurrences where an NPC breaks into a Zoi's home to steal belongings. The system was introduced in the v0.4.0 update (October 2025) as part of the expanded gameplay events. Burglaries add an element of unpredictability to home life and connect to the insurance and crime systems.

How Break-Ins Work

Burglaries occur randomly, typically during nighttime hours when Zois are asleep or away from home. A burglar NPC enters the property and attempts to steal items. The player receives a notification when a break-in is detected, either from a Zoi waking up, returning home, or through an alarm system.

If a Zoi is home when the burglary occurs, they may confront the burglar. The interaction depends on the Zoi's personality: a brave Zoi might try to chase the burglar away, while a timid Zoi might hide and call for help.

Prevention

• Home security: Certain furniture and home improvements can deter burglars or trigger alerts.

• Being home: Burglaries are less likely to occur when Zois are present and awake in the house.

• Neighborhood awareness: Zois with strong relationships with neighbors may receive warnings about suspicious activity.

Insurance Protection

The insurance system lets Zois protect their property against burglary losses. Property insurance and disaster coverage have their own rates and payout structures. Investing in insurance before a break-in ensures that stolen or damaged items can be replaced without coming entirely out of pocket.

Consequences

Being burglarized has several effects on the household:

• Stolen items are removed from the home inventory. Valuable furniture and electronics are primary targets.

• Affected Zois experience negative emotions including Worried, Annoyed, and Uncomfortable.

• The event may trigger security-related urges, such as a desire to install better locks or purchase insurance.

• If the burglar is caught by police, the stolen items may be recovered.