Money Making Guide

Meow (M) is the primary currency in inZOI. Every purchase, from food to furniture to housing, requires Meow. This guide covers every known income source in the game, ranked from the most reliable to the most niche, so you can choose the best strategy for your Zoi's lifestyle.

Careers

The most stable income source is a full-time career. Entry-level positions pay between 300 and 500 Meow per day, while top-tier positions can earn over 2,000 Meow per day. The following table lists the highest-paying career positions in the game:

Reaching these top positions requires significant time investment, high skill levels, and consistent work performance. Most players will spend dozens of in-game days climbing the career ladder. Entry-level pay is modest, so supplementing career income with other methods is recommended, especially in the early game.

Creative Work

Creative skills produce sellable goods that can generate significant income, often surpassing career earnings at high skill levels:

Paintings

Painting is one of the most lucrative creative activities. A Zoi with high Art and Painting skill (Level 8 to 10) can produce Perfect-quality paintings that sell for over 6,000 Meow on the Pocket Market. Each painting takes approximately 26 minutes of real time at high skill levels.

Digital Creations

Books, music, videos, and programs created through their respective skills can be sold through the computer's Sell option (not the Pocket Market). At high quality levels, digital creations sell for approximately 2,000 Meow each.

Handmade Furniture

Zois with the Handiwork skill can craft furniture and sell it for Meow. This is a slower income source compared to painting but produces items that can also be used to furnish the home.

Bonsai

Pruned bonsai trees from the Gardening skill sell on the Pocket Market. Higher Gardening levels unlock more valuable bonsai styles.

Business Ownership

Owning and operating a business is the highest-earning activity in inZOI, but it requires significant upfront investment and active management:

Gym businesses with scheduled lectures can generate the highest daily revenue in the game, exceeding 20,000 Meow per day. Cafes are more accessible but earn less. Both businesses require purchasing a commercial lot, furnishing it with appropriate equipment, hiring staff, and managing daily operations.

Bank Deposits

Zois can open savings accounts at banks to earn interest on deposited Meow:

Bank deposits are a low-risk, low-reward income strategy. They work best as a passive supplement to active income sources. Deposit your spare Meow whenever you have surplus funds.

Lottery

Lottery tickets cost 5 Meow each and offer prizes up to the jackpot of 1,000,000 Meow. The odds of winning the jackpot are extremely low under normal circumstances, but two factors can improve your chances:

• Good Karma: Zois with positive Karma have slightly better luck in random events, including the lottery.

• Four-Leaf Clover Dream: Receiving this dream event provides a temporary luck boost that increases lottery odds.

The lottery is not a reliable income source, but the 5M ticket price is negligible, so buying the occasional ticket is a low-risk gamble.

Busking

Zois with musical or performance skills can busk (street perform) in public areas for tips from passersby. Busking income varies based on the Zoi's skill level and the location's foot traffic. This is a viable early-game income supplement that requires no equipment investment.

Welfare

If a household's total funds drop below 1,000 Meow, the game triggers an automatic welfare payment of 2,000 Meow. This safety net prevents complete destitution and gives the household enough to buy basic food and supplies. Welfare payments are not repeatable on demand; they trigger based on the household's financial state.

Crime

For Zois walking a darker path, crime offers several income methods:

Criminal activities require Bad Karma and carry risk of legal consequences. Getting caught can result in jail time and reputation damage. Crime is not recommended for new players.

Island Activities

The Cahaya island and other island locations offer unique income sources:

• Fishing: Catch fish and sell them at island markets or through the Pocket Market.

• Gem Mining: Mine gems and minerals for sale. Rare gems can be quite valuable.

• Farming: Grow tropical crops (Banana, Mango) on Cahaya dirt plots and sell at market stalls.

• Market Stalls: Set up a stall on Cahaya to sell harvested goods directly to customers.

Money Cheat

For players who prefer a sandbox experience without financial constraints, inZOI includes a built-in money cheat:

1. Open the game menu.

2. Navigate to Psycat's Guide.

3. Select "Use Money Cheat."

4. Your household receives 100,000 Meow instantly.

This cheat is repeatable and can be used as many times as desired. There is no penalty or achievement lock for using it. It is especially useful for players focused on building and decorating rather than managing finances.

Best Strategies Summary

The optimal money-making approach depends on your playstyle: