Overview
The Bank is one of two large-scale Anomaly Dungeons in Neverness to Everness. It was first introduced during the Co-Ex Test (February 2026) and is designed as a cooperative multiplayer dungeon where a bank facility has been completely overtaken by anomalous activity. The Bank focuses on team coordination and synchronized actions, setting it apart from the game's solo combat encounters and open-world content.
Dungeon Design
The Bank takes place inside a financial institution that has fallen under the influence of a powerful anomaly. The interior environment has been warped by supernatural forces, transforming ordinary bank vaults, lobbies, and offices into distorted spaces filled with hazards and hostile entities. The level design weaves anomalous elements into the architecture itself: corridors shift, security systems behave unpredictably, and the environment reacts to player actions in ways that demand constant communication between teammates.
As one of only two Anomaly Dungeons available at launch (alongside The Hospital), The Bank represents a distinct gameplay experience. Where The Hospital leans into psychological horror, The Bank emphasizes tactical cooperation and problem-solving under pressure.
Gameplay
The Bank is built around cooperative multiplayer. Players must work together to navigate the environment, overcome encounter sequences, and complete objectives that require synchronized actions. The dungeon features significantly higher difficulty than standard open-world combat and story missions, making it intended for organized groups rather than casual pickup play.
Key gameplay elements include:
Element | Description |
|---|---|
Team Coordination | Multiple encounter sequences require players to perform actions simultaneously or in specific order. A single player cannot complete these encounters alone. |
Environmental Puzzles | The anomaly-warped bank interior contains puzzle mechanics tied to the environment. Players need to read the space, identify anomalous patterns, and use their abilities to manipulate the surroundings. |
Boss Encounters | The dungeon culminates in boss fights that test team composition and reaction timing. These encounters are mechanically distinct from open-world boss enemies. |
Escalating Difficulty | As players progress deeper into the facility, the anomalous influence intensifies. Enemy behavior becomes more aggressive, environmental hazards increase in frequency, and coordination checks become more demanding. |
Distinction From Pink Paws Heist
The Bank is sometimes confused with the Pink Paws Heist, but the two activities are different. The Pink Paws Heist is an extraction-style stealth dungeon with equalized character stats, where players infiltrate, collect resources, and escape. The Bank is a traditional Anomaly Dungeon with standard character progression, meaning player investment in character leveling, Console Equipment, and team composition all matter for clearing the content.
Feature | The Bank | |
|---|---|---|
Type | Anomaly Dungeon | Extraction Dungeon |
Character Stats | Normal (player progression matters) | Equalized (fixed stats for all characters) |
Focus | Team coordination, combat, puzzles | Stealth, infiltration, resource extraction |
Difficulty Scaling | Gear-dependent | Skill-dependent |
Connection to Pink Paws Bank
Chiz, an S-Class Cosmos character, works as the lobby manager at Pink Paws Bank. This narrative connection suggests the dungeon draws from the same location within Hethereau, though the anomaly-warped version encountered in the dungeon bears little resemblance to the normal bank facility. The relationship between the anomalous events at the bank and Chiz's workplace has not been fully explored in the available story content.
Rewards
The Bank awards endgame progression materials, currencies, and equipment items upon completion. As an endgame cooperative activity, the rewards are tuned for players who have reached the later stages of character progression and are looking to further optimize their teams.
Tips
Since character progression matters in Anomaly Dungeons (unlike the Pink Paws Heist), invest in your team's elemental reactions before attempting The Bank.
Communication is essential. Use voice chat or coordinate actions through in-game signals, as many encounters require simultaneous inputs from multiple players.
Bring a balanced team composition with coverage across multiple elements to handle varied enemy types in the dungeon.
Pay attention to the environment. Anomaly-warped sections often telegraph puzzle solutions through visual cues in the surroundings.
Location and Entry
The Bank is accessed through the co-op mode menu rather than as a physical door inside the open world. When the Co-Ex Test introduced the dungeon in early 2026, players queued into it from the Anomaly Dungeon selection panel, matched with other players, and then loaded into an instanced version of the location. The surface reference is the Pink Paws Bank building inside Hethereau, but the interior that loads during the dungeon has been warped by an anomaly event and does not match the public lobby that players can walk through during regular city exploration.
Like The Hospital, The Bank is a dedicated instanced encounter, not an open world raid. Only the active party enters the dungeon, and the surrounding city of Hethereau is not affected by the run. Because the Co-Ex Test supported cross-platform play, players on PC, PlayStation 5, and mobile were able to queue together into the same instance.
Anomaly Theme
Both of the Co-Ex Test Anomaly Dungeons draw their identity from a specific kind of supernatural incident. The Bank's theme centres on the ideas of value, exchange, and ownership, twisted by the presence of anomalies that have broken into what should be a heavily secured, orderly space. The vault halls, deposit counters, and back offices of the building are reshaped on each run, and the mundane rules of a working bank no longer apply inside the instance.
The enemies encountered inside The Bank are anomaly-type creatures rather than human criminals, which is what separates this dungeon from the stealth heist content built around the same surface location. Players fight through waves of anomaly enemies culminating in encounters that lean on the team's combat system mastery and elemental coverage. Because character stats are not equalized, the roster each player brings and how well those characters have been built directly affects how hard the run feels.
Co-op Structure
The Bank was designed as a team activity from the start. Mechanics are built around splitting roles and covering different zones at the same time, so a player attempting it solo would have trouble satisfying the positional requirements in some phases. The co-op mode matchmaking will fill a party before the dungeon begins, and the encounter assumes every seat is occupied.
Each major phase is gated behind a combination of combat and environmental interaction. Some rooms require players to trigger switches or focus specific targets simultaneously, which means voice communication or quick signal use is strongly recommended for blind matchmaking runs. The final encounter is a set-piece fight against one of the anomaly bosses spawned by the corrupted vault, and clearing it ends the run.
The Bank Vs Pink Paws Heist
Players new to the Co-Ex Test often confuse The Bank with the Pink Paws Heist, because both are co-op activities themed around a bank in Hethereau. They are separate pieces of content with different rules. The table below summarises the most important distinctions, which are all confirmed by the Co-Ex Test preview coverage.
Feature | The Bank (Anomaly Dungeon) | |
|---|---|---|
Content Type | Anomaly Dungeon | Heist / infiltration activity |
Enemies | Anomalies and corrupted creatures | Security forces and patrolling anomalies |
Stats | Player progression matters; gear and build count | Equalized stats, even level one characters work |
Goal | Clear waves, complete phases, defeat the final boss | Infiltrate, steal resources, extract safely |
Play Style | Combat coordination, elemental reactions, team positioning | Stealth, route planning, resource extraction |
Sibling Content | Other heist operations |
Both activities are confirmed co-op content in the Co-Ex Test coverage, and both involve the Pink Paws brand in-universe, but they sit on opposite ends of the endgame content loop. The Bank rewards characters who have been built and levelled up through the main gameplay, while the Pink Paws Heist is intentionally gear-agnostic so that any group can join without worrying about power levels.
Relationship to Pink Paws Bank
The Pink Paws Bank is the normal, in-universe bank location inside Hethereau. It is a working facility with its own NPCs, its own lobby manager, and its own story threads in the main game. The Bank, as an Anomaly Dungeon, is a corrupted mirror of that same building. When players queue in, they are not literally visiting the lobby they can walk through in the open world. They are entering an instanced version where an anomaly has taken hold and rewritten the interior.
This distinction matters for lore readers. Anything that happens inside The Bank during a run does not persist in the open-world Pink Paws Bank, and the NPCs who normally staff the location are not present as combatants. The narrative framing is that the anomaly has temporarily consumed the building, and the party is being sent in to push it back.
Co-Ex Test Details
The Bank was added during the Co-Ex Test, which was Neverness to Everness's second global closed beta phase. Sign-ups opened in late December 2025 and invites with pre-download went live in early February 2026. The test ran across PC, PlayStation 5, and mobile, with cross-platform matchmaking enabled, and it ended in mid February 2026. Both The Bank and The Hospital were among the headline Co-Ex Test additions alongside expanded co-op content and new city activities.
The purpose of introducing the Anomaly Dungeons during this beta was to stress-test the game's cooperative infrastructure ahead of the full launch. Because the dungeons are instanced, they exposed issues with matchmaking, party sync, and cross-platform networking that a single-player test could not surface. Player feedback from the Co-Ex Test fed into tuning passes on the dungeons before release.
Rewards Structure
As endgame content, The Bank is intended to feed the long-term progression loop. Completing a run grants upgrade materials, currencies, and equipment components that higher-level players want. The exact drop tables shown during the Co-Ex Test are still subject to change for launch, so players should treat observed numbers as preliminary. What is confirmed is that the dungeon sits in the gear-relevant tier of co-op content, which makes it a priority activity for players focused on min-maxing their characters.
Preparation Tips
Build at least one balanced combat-ready team before queueing. Because stats are not equalized, bringing underleveled characters directly lowers the group's clear speed.
Cover multiple elements across your roster. Anomaly enemies inside The Bank respond to different elemental pressures, and a team that only brings one damage type will struggle on mixed waves.
Use voice chat or quick signals during matched runs. Several rooms require simultaneous actions that are difficult to pull off without any communication.
Watch the environment during puzzle segments. Anomaly-warped rooms often telegraph solutions through visual cues in the walls, fixtures, or suspended objects.
Learn the fight with the party you have. Unlike Pink Paws Heist, which hides gear differences behind equalized stats, The Bank expects you to know your own characters and rotations. Reviewing combat-system mechanics before a hard attempt pays off.
Treat it as repeatable endgame content. The Bank is meant to be run multiple times for drops, so plan stamina or entry resource usage around the activities you want to prioritise in a given session.
Status
The Bank first appeared in the Co-Ex Test that ran in early 2026. Details on this page reflect information released in that beta period and subsequent press coverage. Some values, drop rates, and encounter mechanics may change before the dungeon is finalised for launch. For the current roster of co-op content, see the co-op mode hub and the Anomaly Dungeons overview.